02 4978 8600
1300 137 656

Personal Finance

We’ll get you the right finance package at a competitive price

When considering the purchase of a new motor vehicle, boat, caravan, motorcycle or anything, it is just as important to consider your personal finance options to ensure you are getting the best personal finance deal to suit your needs.

Did you know that each lender weighs their approval criteria differently and some will lend on items that others won't?

Some of the things considered by lenders when you apply for finance are:

  • The length of time in your current employment
  • Your length of time at your current address
  • Your credit rating
  • Do you currently own any real estate
  • Are you self-employed or PAYG
  • The age and type of equipment being purchased
  • Is the supplier a dealer or private vendor
  • The loan amount
  • Is there a deposit
  • The loan term
  • and more…

Don’t take the risk of applying for finance to the wrong lender and having your application knocked back. Each application for finance goes on your credit record.

Use our experience to ensure you apply to the right lenders and get the best chance of approval on your finance. Our service is risk free and it costs nothing to talk to us.

Contact Hunter Business Finance today to learn more about car leasing options, personal and equipment financing options and more. Or drop in to our office in Newcastle, NSW. We provide the best personal finance options in the area!
 

Get your finance the easy way

 

The best finance deal doesn’t just mean the lowest interest rate, you need to consider the overall package including:

  • Whether you really want your home tied to the loan
  • Is the loan “secured” or “un-secured”
  • Are you using multiple lenders to help improve your prospects for getting finance in the future
  • Are there any ongoing fees
  • Are there any penalties for paying out the loan early
  • Is the interest rate quoted, the real interest rate? You need to be careful when offered what sounds like a really low interest rate.

We will not only get you a competitive finance package, we will make sure it fits with your personal needs, now and into the future.

 

Home Loans

There are so many home loan lenders in the market all offering their own products, and all having their own approval criteria. When purchasing or refinancing a property it is important to compare a few different products to ensure you are getting the most suitable package.

What your current bank is offering, may not be the most appropriate package available.

At Hunter Business Finance we have access to a number of the major banks plus other “fringe lenders” who can consider loans that fall outside the major bank’s criteria. We also have lenders who cannot be accessed direct by the public, so let us compare all these products and suggest a loan that best meets your needs.

Some of the things considered by lenders when you apply for a home loan include:

  • The length of time in your current employment
  • Your length of time at your current address
  • Your credit rating
  • Do you currently own any real estate
  • Are you self-employed or PAYG
  • Have you applied anywhere else recently
  • Is the property to be used for personal use or investment purposes
  • What is the zoning of the property
  • The loan amount
  • Is there a deposit
  • Can you provide evidence of savings history
  • Is it an established property or are you looking to build
  • Do you qualify for any First Home Owners Grant
  • and more…

Don’t take the risk of applying for finance to the wrong lender and having your application knocked back. Each application for finance goes on your credit record.

Use our experience to ensure you apply to the right lenders and get the best chance of approval on your finance. Our service is risk free and it costs nothing to talk to us.
 

Get your finance the easy way

 

Motor Vehicle Finance & Car Loans

There are many ways you can finance a motor vehicle. The right way depends on your particular circumstances and the type of vehicle you are buying.

Some of the things you must consider before you buy and finance a motor vehicle are:

  • Is it new or used?
  • Is it coming from a private sale, a dealer, or auction?
  • Has the vehicle previously been written-off?
  • Is there money owing on the vehicle?
  • What type of contract should you use? (eg lease, hire purchase, chattel mortgage, or consumer loan)
  • What is being used as security for the loan?
  • Are the borrowings being drawn from your home loan?
  • Is the interest rate quoted, the real interest rate? You need to be careful when offered what sounds like a really low interest rate.

Hunter Business Finance has the experience to cut through all of these issues and ensure you get the most appropriate motor vehicle finance deal.
 

Get your finance the easy way

 

We'll make getting the finance you need easy
Call us now on
02 4978 8600
1300 137 656

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